Lifestyle blog by a thirty-something city dweller

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4 Ways to Easy Savings

With two bank holidays this month, Easter a not-too-distant event and a bunch of family birthdays, I’m struggling to add my usual amount to my holiday fund. I’m sure there are plenty others feeling the pinch too so I thought I’d share a few tips on where to magic up a few extra quid from. 4 ways to easy savings, budgeting, finance, money saving tips, lifestyle blog

Here are 4 ways to make easy savings: Continue reading…

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My 4 super tips for successful budgeting

Apart from a minority, I’m sure most students find themselves in a similar position after graduation when it comes to finances – trying to find employment; tuition and maintenance loans to pay off; student overdraft to get out of; cost of moving home or moving out of student accommodation; having to now pay council tax (it really is a nice perk that full-time uni students are exempt); and the list goes on.

Graduate or not though, I’ve been using these same tips for years to help keep my finances in check and live the life I want.successful budgeting, finance, free printable, money

These are my 4 super tips for successful budgeting: Continue reading…

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Spoil Yourself

I’ve written before about how living on a budget, even a small student one, doesn’t mean cutting out all the nice, frivolous things. There are lots of ways to treat yourself without it costing the earth.

I used to spend a lot of money each month buying magazines. Every time I did my weekly supermarket shop or popped into town on my lunch break I’d pick up a magazine or two. Over the month it would really add up. A few years back, when money was particularly tight, I set up a subscription to one magazine. Not only does this save me money through paying by quarterly direct debit, but knowing that Continue reading…

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Money Worries?

You are not alone; every student has concerns about money. It was absolutely my biggest worry when I decided to go to uni, and I still fret about it, but it doesn’t have to be so stressful and there are loads of tools out there to help ease the frustration of being a broke student.

I have a student loan and, as much as I would love to go out on a shopping spree and blow the whole lot the day it comes in, I have to be more careful with my spending as I live by myself, pay to run my car, and am completely independent. I also have a part-time job as a waitress, working about 25 hours a week (mostly evenings and weekends around my uni timetable and the voluntary work I do).

I budget and monitor my finances to a ridiculous level – think colour-coded spreadsheets. I have always been particular about my income and spending and wouldn’t expect everyone to manage their finances in the same way, but it really does make a difference and I still get to go out, buy new clothes, eat great food and take regular holidays.

Here are a few key tips that I think will help make life a little easier when it comes to matters of money: Continue reading…